Merchant Readiness Tool

Specialty Underwriting Guide & Checklist

High-risk acquiring underwriters evaluate four core operational pillars. Check off your available items below to calculate your merchant readiness score before submitting an application.

Underwriting Readiness Score

0%(0 of 10 checkpoints verified)

[Business Entity]Articles of Organization / Incorporation & active EIN Letter

[Business Entity]Valid photo IDs & proof of address for >25% beneficial owners

[Product & Website]Batch COAs & lab reports accessible or provided per SKU

[Product & Website]Clear research / FDA / botanical compliance disclaimers in site footer

[Product & Website]Visible Terms of Service, Privacy Policy & Refund/Return Policy

[Product & Website]Working SSL, active checkout flow & visible contact support info

[Processing History]Last 3 months of processing statements (or disclosure if new)

[Processing History]Full disclosure of prior terminations or MATCH list entries if applicable

[Fulfillment & Ops]Documented fulfillment SLA & tracking number generation protocol

[Fulfillment & Ops]Customer service response protocol or chargeback prevention software

Interactive readiness assessment for internal merchant preparation

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